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ZipNumbers

Walton County · Florida

ZIP code 32439

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32439 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
15,264

ZCTA residents

Median income
$77,500

Household, past 12 months

Median home
$343,900

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32439 sits in Walton County, Florida and is home to 15,264 people. Median household income is $77,500, the median home is worth $343,900 and median gross rent is $1,657. 74.4% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Walton County

FIPS 12131

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32439

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
15,264ZIP 32439 residents
Median household income
$77,500Past 12 months, inflation adjusted
Median home value
$343,900Owner-occupied units
Median gross rent
$1,657Rent plus utilities, monthly
Median age
39.1 yrsAll residents
Homeownership rate
74.4%Owner-occupied households

Sales tax in 32439

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
4.4×Home value ÷ household income
Est. mortgage
$1,784/mo20% down, 30-yr at 6.75%
Poverty rate
7.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32439 compares

ZIP 32439 against the median ZIP in Walton County and across Florida.

MeasureZIP 32439County medianState medianvs state
Median household income$77,500$77,500$69,820+11%
Median home value$343,900$343,900$295,700+16%
Median gross rent$1,657$1,657$1,494+11%
Population15,2648,19218,904-19%

Medians are computed across the 7 ZIP areas in Walton County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 63% of 948 state ZIPs

#350
Home value

above 62% of 935 state ZIPs

#352
Population

larger than 41% of 1,013 state ZIPs

#594

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
34753Lake County$77,477$285,100$1,536
33184Miami-Dade County$77,443$418,200$1,926
33851Polk County$77,557$175,400
33511Hillsborough County$77,383$324,900$1,684
32801Orange County$77,626$397,600$1,773
33312Broward County$77,644$397,800$1,566

Nearby ZIP codes

Other ZIP codes filed under Walton County.

ZIP 32439 questions

Common questions about this ZIP code.

Where is ZIP code 32439?
ZIP 32439 lies mostly in Walton County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32439?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32439 expensive to live in?
Median rent runs $1,657 a month, about 26% of median household income, and the median home is worth $343,900+16% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32439, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.