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Okeechobee County · Florida

ZIP code 34972

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34972 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
19,185

ZCTA residents

Median income
$53,902

Household, past 12 months

Median home
$193,300

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34972 sits in Okeechobee County, Florida and is home to 19,185 people. Median household income is $53,902, the median home is worth $193,300 and median gross rent is $994. 65.4% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Okeechobee County

FIPS 12093

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34972

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
19,185ZIP 34972 residents
Median household income
$53,902Past 12 months, inflation adjusted
Median home value
$193,300Owner-occupied units
Median gross rent
$994Rent plus utilities, monthly
Median age
38.7 yrsAll residents
Homeownership rate
65.4%Owner-occupied households

Sales tax in 34972

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,003/mo20% down, 30-yr at 6.75%
Poverty rate
22.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34972 compares

ZIP 34972 against the median ZIP in Okeechobee County and across Florida.

MeasureZIP 34972County medianState medianvs state
Median household income$53,902$53,902$69,820-23%
Median home value$193,300$193,300$295,700-35%
Median gross rent$994$994$1,494-33%
Population19,18519,18518,904+1%

Medians are computed across the 1 ZIP areas in Okeechobee County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 20% of 948 state ZIPs

#761
Home value

above 18% of 935 state ZIPs

#763
Population

larger than 51% of 1,013 state ZIPs

#499

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33850Polk County$53,877$215,700$1,072
33881Polk County$53,867$177,400$1,153
32132Volusia County$53,860$234,900$1,316
32440Jackson County$53,974$85,000$827
32119Volusia County$53,795$215,200$1,371
32443Jackson County$53,795$111,000$907

ZIP 34972 questions

Common questions about this ZIP code.

Where is ZIP code 34972?
ZIP 34972 lies mostly in Okeechobee County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34972?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34972 expensive to live in?
Median rent runs $994 a month, about 22% of median household income, and the median home is worth $193,300-35% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34972, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.