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Litchfield County · Connecticut

ZIP code 06785

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 06785 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
943

ZCTA residents

Median income
$116,648

Household, past 12 months

Median home
$730,900

Owner-occupied value

Sales tax
6.35%

Connecticut state rate

Quick answer

ZIP 06785 sits in Litchfield County, Connecticut and is home to 943 people. Median household income is $116,648, the median home is worth $730,900 and median gross rent is —. 77.6% of households own their home, and purchases are taxed at 6.35% (Connecticut state rate).

County
Litchfield County

FIPS 09005

State
Connecticut (CT)

288 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 06785

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
943ZIP 06785 residents
Median household income
$116,648Past 12 months, inflation adjusted
Median home value
$730,900Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
45.2 yrsAll residents
Homeownership rate
77.6%Owner-occupied households

ZIP 06785 in context

How this area compares with national benchmarks.

ZIP 06785 is a very small community in Litchfield County, Connecticut, with 943 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #254 of 288 ranked by population — larger than 11% of them. The median age here is 45.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 06785 earn a median of $116,648 a year, 48.5% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 06785 is valued at $730,900, 140.9% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 6.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 77.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 943 residents, a handful of survey responses moves every median on this page. Compare ZIP 06785 against its county rather than against national figures.

The Census withheld gross rent for ZIP 06785 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 06785 in context

How 06785 sits inside Litchfield County and Connecticut.

ZIP 06785 is tabulated inside Litchfield County, Connecticut, one of 40 ZIP areas the Census publishes for that county and 288 across Connecticut. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 06785 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 06785 reports a median household income of $116,648, 12% above the $103,843 county median, and 10% above the $105,813 typical CT ZIP. Owner-occupied homes are valued at a median of $730,900, 93% above the county figure and 110% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Connecticut charges 6.35% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 06785.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 06785 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 06785

What a purchase inside this ZIP costs at checkout.

Rate applied
6.35%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$64Before any exemptions

Connecticut levies 6.35% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
6.3×Home value ÷ household income
Est. mortgage
$3,792/mo20% down, 30-yr at 6.75%
Poverty rate
4.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 06785 compares

ZIP 06785 against the median ZIP in Litchfield County and across Connecticut.

MeasureZIP 06785County medianState medianvs state
Median household income$116,648$103,843$105,813+10%
Median home value$730,900$378,350$348,800+110%
Median gross rent—$1,297$1,432—
Population9432,0117,984-88%

Medians are computed across the 40 ZIP areas in Litchfield County and the 288 ZIP areas in Connecticut.

Statewide rank

Where this ZIP places among all 288 Connecticut ZIP areas.

Income

richer than 65% of 270 state ZIPs

#95
Home value

above 93% of 273 state ZIPs

#19
Population

larger than 12% of 288 state ZIPs

#254

Comparable ZIP codes

Connecticut ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
06424Middlesex County$116,645$322,700$1,338
06057Litchfield County$117,224$350,900$1,184
06413Middlesex County$116,023$357,000$1,346
06071Tolland County$115,833$379,300$1,069
06755Litchfield County$115,682$477,500$2,206
06801Fairfield County$115,135$426,500$1,458

Nearby ZIP codes

Other ZIP codes filed under Litchfield County.

Adjacent ZIP Codes

Other ZIP codes in Litchfield County, Connecticut.

ZIP 06785 questions

Common questions about this ZIP code.

Where is ZIP code 06785?
ZIP 06785 lies mostly in Litchfield County, Connecticut. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 06785?
Connecticut charges 6.35% statewide.
Is 06785 expensive to live in?
Median rent runs — a month, and the median home is worth $730,900 — +110% against the typical Connecticut ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 06785, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.