ZIP code 06778

ZIP 06778 is a small town in Litchfield County, Connecticut, with 1,618 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #240 of 288 ranked by population — larger than 16% of them. The median age here is 47.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 06778 earn a median of $108,750 a year, 38.5% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 06778 is valued at $298,000, 1.8% below the national figure, while median gross rent runs $1,013 a month, 28% below the national figure, or roughly $12,156 across a full year. A household on the local median income would put about 11.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 96.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 06778 is tabulated inside Litchfield County, Connecticut, one of 40 ZIP areas the Census publishes for that county and 288 across Connecticut. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 06778 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 06778 reports a median household income of $108,750, 5% above the $103,843 county median, and 3% above the $105,813 typical CT ZIP. Owner-occupied homes are valued at a median of $298,000, 21% below the county figure and 15% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,013 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Connecticut charges 6.35% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 06778.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 06778 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.