ZIP code 06031

ZIP 06031 is a small town in Litchfield County, Connecticut, with 1,385 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #244 of 288 ranked by population — larger than 15% of them. The median age here is 54.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 06031 earn a median of $99,219 a year, 26.3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 13.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 06031 is valued at $465,100, 53.3% above the national figure, while median gross rent runs $1,802 a month, 28.2% above the national figure, or roughly $21,624 across a full year. A household on the local median income would put about 21.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 82.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 54.8 puts ZIP 06031 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 06031 is tabulated inside Litchfield County, Connecticut, one of 40 ZIP areas the Census publishes for that county and 288 across Connecticut. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 06031 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 06031 reports a median household income of $99,219, 4% below the $103,843 county median, and 6% below the $105,813 typical CT ZIP. Owner-occupied homes are valued at a median of $465,100, 23% above the county figure and 33% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,802 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Connecticut charges 6.35% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 06031.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 06031 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.