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ZipNumbers

Moffat County · Colorado

ZIP code 81640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 81640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
132

ZCTA residents

Median income
$38,309

Household, past 12 months

Median home

Owner-occupied value

Sales tax
2.9%

Colorado state rate

Quick answer

ZIP 81640 sits in Moffat County, Colorado and is home to 132 people. Median household income is $38,309, the median home is worth and median gross rent is . 31.7% of households own their home, and purchases are taxed at 2.9% (Colorado state rate).

County
Moffat County

FIPS 08081

State
Colorado (CO)

528 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 81640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
132ZIP 81640 residents
Median household income
$38,309Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
41.6 yrsAll residents
Homeownership rate
31.7%Owner-occupied households

Sales tax in 81640

What a purchase inside this ZIP costs at checkout.

Rate applied
2.9%State base rate only
Tax on $100
$3Rounded to the dollar
Tax on $1,000
$29Before any exemptions

Colorado levies 2.9% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
37.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 81640 compares

ZIP 81640 against the median ZIP in Moffat County and across Colorado.

MeasureZIP 81640County medianState medianvs state
Median household income$38,309$51,308$80,917-53%
Median home value$266,900$428,850
Median gross rent$966$1,455
Population1321322,604-95%

Medians are computed across the 5 ZIP areas in Moffat County and the 528 ZIP areas in Colorado.

Statewide rank

Where this ZIP places among all 528 Colorado ZIP areas.

Income

richer than 3% of 468 state ZIPs

#452
Home value

Not published

Population

larger than 10% of 528 state ZIPs

#474

Comparable ZIP codes

Colorado ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
80740Washington County$38,125$245,000
81081Las Animas County$39,243
80833Lincoln County$39,414$194,000$900
81120Conejos County$39,423$134,800$803
81123Costilla County$37,173$123,800
81030Otero County$37,083$97,200$1,081

Nearby ZIP codes

Other ZIP codes filed under Moffat County.

ZIP 81640 questions

Common questions about this ZIP code.

Where is ZIP code 81640?
ZIP 81640 lies mostly in Moffat County, Colorado. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 81640?
Colorado charges 2.9% statewide, plus any county, city or district rate that applies locally.
Is 81640 expensive to live in?
Median rent runs a month, and the median home is worth against the typical Colorado ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 81640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.