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Moffat County · Colorado

ZIP code 81625

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 81625 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
12,242

ZCTA residents

Median income
$73,649

Household, past 12 months

Median home
$266,900

Owner-occupied value

Sales tax
2.9%

Colorado state rate

Quick answer

ZIP 81625 sits in Moffat County, Colorado and is home to 12,242 people. Median household income is $73,649, the median home is worth $266,900 and median gross rent is $1,059. 72.2% of households own their home, and purchases are taxed at 2.9% (Colorado state rate).

County
Moffat County

FIPS 08081

State
Colorado (CO)

528 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 81625

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
12,242ZIP 81625 residents
Median household income
$73,649Past 12 months, inflation adjusted
Median home value
$266,900Owner-occupied units
Median gross rent
$1,059Rent plus utilities, monthly
Median age
38.3 yrsAll residents
Homeownership rate
72.2%Owner-occupied households

ZIP 81625 in context

How this area compares with national benchmarks.

ZIP 81625 is a mid-size town in Moffat County, Colorado, with 12,242 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #162 of 528 ranked by population — larger than 69% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 81625 earn a median of $73,649 a year, 6.2% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 81625 is valued at $266,900, 12% below the national figure, while median gross rent runs $1,059 a month, 24.7% below the national figure, or roughly $12,708 across a full year. A household on the local median income would put about 17.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 72.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 81625 in context

How 81625 sits inside Moffat County and Colorado.

ZIP 81625 is tabulated inside Moffat County, Colorado, one of 5 ZIP areas the Census publishes for that county and 528 across Colorado. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 81625 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 81625 reports a median household income of $73,649, 44% above the $51,308 county median, and 9% below the $80,917 typical CO ZIP. Owner-occupied homes are valued at a median of $266,900, close to the county figure and 38% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,059 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Colorado charges 2.9% statewide, and local governments overlapping 81625 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 81625 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 81625

What a purchase inside this ZIP costs at checkout.

Rate applied
2.9%State base rate only
Tax on $100
$3Rounded to the dollar
Tax on $1,000
$29Before any exemptions

Colorado levies 2.9% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,385/mo20% down, 30-yr at 6.75%
Poverty rate
11.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 81625 compares

ZIP 81625 against the median ZIP in Moffat County and across Colorado.

MeasureZIP 81625County medianState medianvs state
Median household income$73,649$51,308$80,917-9%
Median home value$266,900$266,900$428,850-38%
Median gross rent$1,059$966$1,455-27%
Population12,2421322,604+370%

Medians are computed across the 5 ZIP areas in Moffat County and the 528 ZIP areas in Colorado.

Statewide rank

Where this ZIP places among all 528 Colorado ZIP areas.

Income

richer than 42% of 468 state ZIPs

#273
Home value

above 25% of 472 state ZIPs

#356
Population

larger than 69% of 528 state ZIPs

#162

Comparable ZIP codes

Colorado ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
81403Montrose County$73,636$481,900$1,335
80452Clear Creek County$73,906$420,500$1,197
80231Denver County$73,961$489,900$1,727
80832Elbert County$74,125$391,000$1,313
80723Morgan County$74,144$276,000$1,076
81253Custer County$73,061$288,600—

Nearby ZIP codes

Other ZIP codes filed under Moffat County.

Adjacent ZIP Codes

Other ZIP codes in Moffat County, Colorado.

ZIP 81625 questions

Common questions about this ZIP code.

Where is ZIP code 81625?
ZIP 81625 lies mostly in Moffat County, Colorado. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 81625?
Colorado charges 2.9% statewide, plus any county, city or district rate that applies locally.
Is 81625 expensive to live in?
Median rent runs $1,059 a month, about 17% of median household income, and the median home is worth $266,900 — -38% against the typical Colorado ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 81625, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.