Central City, SD population, income and ZIP codes

Central City city is a very small community in South Dakota, with 122 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #282 of 485 ranked by population — larger than 41% of them. The median age here is 55.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Central City city earn a median of $45,208 a year, 42.4% below the national figure of $78,538 and 31% below the $65,500 median for the 79 South Dakota cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Central City city is valued at $187,500, 38.2% below the national figure and 3% below the $192,800 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 95.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 55.8 puts Central City city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 122 residents, a handful of survey responses moves every median on this page. Compare Central City city against its county rather than against national figures.

The Census withheld gross rent for Central City city because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.