
Ohio · Census place 40040
Kettering, OH population, income and ZIP codes
Quick answer
The population of the city of Kettering, Ohio (Kettering, OH — Census place “Kettering city”) is 57,442 residents, ranking #13 of 1265 places in Ohio. Median household income is $71,619, the median home is worth $192,500 and median gross rent runs $983 a month. Looking for the Kettering Ohio ZIP code list? 5 ZIP codes serve Kettering, OH: 45409, 45419, 45420, 45429, 45440.
- Population
- 57,442Kettering city residents
- Median household income
- $71,619Past 12 months, inflation adjusted
- Median home value
- $192,500Owner-occupied units
- Median gross rent
- $983Rent plus utilities, monthly
- Median age
- 38.6 yrsAll residents
- Homeownership rate
- 64.9%Owner-occupied households
Kettering ZIP codes (Ohio)
Census ZCTAs whose delivery area overlaps Kettering.
The Kettering OH ZIP code list below covers 5 ZIP codes. Open any one for its population, income, housing and rent profile.
What the numbers mean in Kettering city
Housing cost measured against local earnings.
A household earning the Kettering city median would spend about 16.5% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.7× the median household income; nationally that ratio sits near 4.5×. Poverty affects 8.5% of residents and 64.9% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Kettering city, OH in context
How this area compares with national benchmarks.
Kettering city is a small city in Ohio, with 57,442 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #13 of 1,265 ranked by population — larger than 99% of them. The median age here is 38.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in Kettering city earn a median of $71,619 a year, 8.8% below the national figure of $78,538 and 8% above the $66,250 median for the 689 Ohio cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.5% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Kettering city is valued at $192,500, 36.6% below the national figure and 14% above the $168,500 peer median, while median gross rent runs $983 a month, 30.1% below the national figure, or roughly $11,796 across a full year. A household on the local median income would put about 16.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 64.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in Ohio.
- Elyria city 52,833
- Springfield city 58,410
- Cuyahoga Falls city 50,864
- Youngstown city 59,605
- Middletown city 50,607
- Hamilton city 63,124
- Newark city 50,393
- Lorain city 65,207
Keep going
More Ohio coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Kettering city?
- Kettering city has 57,442 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #13 of 1,265 in Ohio.
- What is the median household income in Kettering city?
- Median household income in Kettering city is $71,619 a year, 8.8% below the national figure of $78,538.
- How much does it cost to rent or buy in Kettering city?
- Median gross rent is $983 a month and the median home value is $192,500, so rent absorbs about 16.5% of median household income.
- Is Kettering city affordable compared with the rest of the US?
- Homes cost about 2.7× the local median income here versus roughly 3.9× nationally, so Kettering city is more affordable to buy in than the typical US market, and rent takes 16.5% of median income against the 30% cost-burden line.
- How current is this Kettering city data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.