Finley, ND population, income and ZIP codes

Finley city is a very small community in North Dakota, with 322 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #132 of 406 ranked by population — larger than 67% of them. The median age here is 50.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Finley city earn a median of $74,583 a year, 5% below the national figure of $78,538 and 9% above the $68,472 median for the 51 North Dakota cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Finley city is valued at $73,100, 75.9% below the national figure and 61% below the $185,700 peer median, while median gross rent runs $642 a month, 54.3% below the national figure, or roughly $7,704 across a full year. A household on the local median income would put about 10.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 77.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 50.4 puts Finley city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 322 residents, a handful of survey responses moves every median on this page. Compare Finley city against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.