Fargo, ND population, income and ZIP codes

Fargo city is a mid-size city in North Dakota, with 129,064 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it first of 406 ranked by population. The median age here is 32.2 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Fargo city earn a median of $66,029 a year, 15.9% below the national figure of $78,538 and 4% below the $68,472 median for the 51 North Dakota cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Fargo city is valued at $269,800, 11.1% below the national figure and 45% above the $185,700 peer median, while median gross rent runs $916 a month, 34.9% below the national figure, or roughly $10,992 across a full year. A household on the local median income would put about 16.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 44.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.