Elgin, ND population, income and ZIP codes

Elgin city is a very small community in North Dakota, with 654 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #86 of 406 ranked by population — larger than 79% of them. The median age here is 42.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Elgin city earn a median of $40,000 a year, 49.1% below the national figure of $78,538 and 42% below the $68,472 median for the 51 North Dakota cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 24.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Elgin city is valued at $111,400, 63.3% below the national figure and 40% below the $185,700 peer median, while median gross rent runs $649 a month, 53.8% below the national figure, or roughly $7,788 across a full year. A household on the local median income would put about 19.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 68.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 654 residents, a handful of survey responses moves every median on this page. Compare Elgin city against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.