Wildwood, NJ population, income and ZIP codes

Wildwood city is a mid-size town in New Jersey, with 5,140 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #289 of 700 ranked by population — larger than 58% of them. The median age here is 47.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Wildwood city earn a median of $51,996 a year, 33.8% below the national figure of $78,538 and 51% below the $106,926 median for the 543 New Jersey cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Wildwood city is valued at $361,200, 19.1% above the national figure and 12% below the $412,500 peer median, while median gross rent runs $1,255 a month, 10.7% below the national figure, or roughly $15,060 across a full year. A household on the local median income would put about 29% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.9×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 37.3% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.9× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.