Bargaintown, NJ population, income and ZIP codes

Bargaintown CDP is a mid-size town in New Jersey, with 5,231 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #285 of 700 ranked by population — larger than 59% of them. The median age here is 48.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Bargaintown CDP earn a median of $127,734 a year, 62.6% above the national figure of $78,538 and 19% above the $106,926 median for the 543 New Jersey cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Bargaintown CDP is valued at $307,100, 1.2% above the national figure and 26% below the $412,500 peer median, while median gross rent runs $2,320 a month, 65% above the national figure, or roughly $27,840 across a full year. A household on the local median income would put about 21.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 94.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.