West Swanzey, NH population, income and ZIP codes

West Swanzey CDP is a small town in New Hampshire, with 1,227 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #60 of 100 ranked by population — larger than 40% of them. The median age here is 39 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in West Swanzey CDP earn a median of $52,241 a year, 33.5% below the national figure of $78,538 and 32% below the $77,368 median for the 65 New Hampshire cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in West Swanzey CDP is valued at $193,100, 36.4% below the national figure and 29% below the $271,300 peer median, while median gross rent runs $1,685 a month, 19.8% above the national figure, or roughly $20,220 across a full year. A household on the local median income would put about 38.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 41.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

West Swanzey CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 38.7% of median income while homes cost only 3.7× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.