Riverbend, MT population, income and ZIP codes

Riverbend CDP is a very small community in Montana, with 505 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #152 of 497 ranked by population — larger than 69% of them. The median age here is 40.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Riverbend CDP earn a median of $62,250 a year, 20.7% below the national figure of $78,538 and within a couple of points of the $62,992 median for the 94 Montana cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Riverbend CDP is valued at $428,000, 41.1% above the national figure and 71% above the $250,900 peer median, while median gross rent runs $1,042 a month, 25.9% below the national figure, or roughly $12,504 across a full year. A household on the local median income would put about 20.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.9×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 81.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.9× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 505 residents, a handful of survey responses moves every median on this page. Compare Riverbend CDP against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.