Lincoln, MT population, income and ZIP codes

Lincoln CDP is a very small community in Montana, with 868 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #112 of 497 ranked by population — larger than 77% of them. The median age here is 56.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Lincoln CDP earn a median of $45,912 a year, 41.5% below the national figure of $78,538 and 27% below the $62,992 median for the 94 Montana cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 4.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Lincoln CDP is valued at $286,200, 5.7% below the national figure and 14% above the $250,900 peer median, while median gross rent runs $764 a month, 45.7% below the national figure, or roughly $9,168 across a full year. A household on the local median income would put about 20% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 85.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 56.8 puts Lincoln CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.