What is the population of Cut Bank city?

Cut Bank city has 3,040 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #36 of 497 in Montana.

What is the median household income in Cut Bank city?

Median household income in Cut Bank city is $55,848 a year, 28.9% below the national figure of $78,538.

How much does it cost to rent or buy in Cut Bank city?

Median gross rent is $921 a month and the median home value is $161,400, so rent absorbs about 19.8% of median household income.

Is Cut Bank city affordable compared with the rest of the US?

Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Cut Bank city is more affordable to buy in than the typical US market, and rent takes 19.8% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Montana · Census place 18775

Cut Bank, MT population, income and ZIP codes

Quick answer

The population of the city of Cut Bank, Montana (Cut Bank, MT — Census place “Cut Bank city”) is 3,040 residents, ranking #36 of 497 places in Montana. Median household income is $55,848, the median home is worth $161,400 and median gross rent runs $921 a month. Looking for the Cut Bank Montana ZIP code list? 1 ZIP codes serve Cut Bank, MT: 59427.

Population: 3,040Cut Bank city residents
Median household income: $55,848Past 12 months, inflation adjusted
Median home value: $161,400Owner-occupied units
Median gross rent: $921Rent plus utilities, monthly
Median age: 40.2 yrsAll residents
Homeownership rate: 72.8%Owner-occupied households

Cut Bank ZIP codes (Montana)

Census ZCTAs whose delivery area overlaps Cut Bank.

The Cut Bank MT ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

59427

What the numbers mean in Cut Bank city

Housing cost measured against local earnings.

A household earning the Cut Bank city median would spend about 19.8% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 22.3% of residents and 72.8% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cut Bank city, MT in context

How this area compares with national benchmarks.

Cut Bank city is a small town in Montana, with 3,040 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #36 of 497 ranked by population — larger than 92% of them. The median age here is 40.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cut Bank city earn a median of $55,848 a year, 28.9% below the national figure of $78,538 and 11% below the $62,992 median for the 94 Montana cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 22.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Cut Bank city is valued at $161,400, 46.8% below the national figure and 36% below the $250,900 peer median, while median gross rent runs $921 a month, 34.5% below the national figure, or roughly $11,052 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 72.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Montana.

More Montana coverage.

Frequently asked questions

Common questions about this area.

What is the population of Cut Bank city?: Cut Bank city has 3,040 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #36 of 497 in Montana.
What is the median household income in Cut Bank city?: Median household income in Cut Bank city is $55,848 a year, 28.9% below the national figure of $78,538.
How much does it cost to rent or buy in Cut Bank city?: Median gross rent is $921 a month and the median home value is $161,400, so rent absorbs about 19.8% of median household income.
Is Cut Bank city affordable compared with the rest of the US?: Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Cut Bank city is more affordable to buy in than the typical US market, and rent takes 19.8% of median income against the 30% cost-burden line.
How current is this Cut Bank city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.