Cooke City, MT population, income and ZIP codes

Cooke City CDP is a very small community in Montana, with 94 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #327 of 497 ranked by population — larger than 34% of them. The median age here is 45.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cooke City CDP earn a median of $41,750 a year, 46.8% below the national figure of $78,538 and 34% below the $62,992 median for the 94 Montana cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 13.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Cooke City CDP is valued at $362,500, 19.5% above the national figure and 44% above the $250,900 peer median, while median gross rent runs $1,225 a month, 12.9% below the national figure, or roughly $14,700 across a full year. A household on the local median income would put about 35.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 8.7×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 50.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 8.7× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 94 residents, a handful of survey responses moves every median on this page. Compare Cooke City CDP against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.