What is the population of Charlo CDP?

Charlo CDP has 344 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #190 of 497 in Montana.

What is the median household income in Charlo CDP?

Median household income in Charlo CDP is $39,107 a year, 50.2% below the national figure of $78,538.

How much does it cost to rent or buy in Charlo CDP?

Median gross rent is $833 a month and the median home value is $162,500, so rent absorbs about 25.6% of median household income.

Is Charlo CDP affordable compared with the rest of the US?

Homes cost about 4.2× the local median income here versus roughly 3.9× nationally, so Charlo CDP is less affordable to buy in than the typical US market, and rent takes 25.6% of median income against the 30% cost-burden line.

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Montana · Census place 13900

Charlo, MT population, income and ZIP codes

Quick answer

The population of the city of Charlo, Montana (Charlo, MT — Census place “Charlo CDP”) is 344 residents, ranking #190 of 497 places in Montana. Median household income is $39,107, the median home is worth $162,500 and median gross rent runs $833 a month. Looking for the Charlo Montana ZIP code list? 1 ZIP codes serve Charlo, MT: 59824.

Population: 344Charlo CDP residents
Median household income: $39,107Past 12 months, inflation adjusted
Median home value: $162,500Owner-occupied units
Median gross rent: $833Rent plus utilities, monthly
Median age: 45.5 yrsAll residents
Homeownership rate: 62.4%Owner-occupied households

Charlo ZIP codes (Montana)

Census ZCTAs whose delivery area overlaps Charlo.

The Charlo MT ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

59824

What the numbers mean in Charlo CDP

Housing cost measured against local earnings.

A household earning the Charlo CDP median would spend about 25.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 4.2× the median household income; nationally that ratio sits near 4.5×. Poverty affects 14% of residents and 62.4% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Charlo CDP, MT in context

How this area compares with national benchmarks.

Charlo CDP is a very small community in Montana, with 344 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #190 of 497 ranked by population — larger than 61% of them. The median age here is 45.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Charlo CDP earn a median of $39,107 a year, 50.2% below the national figure of $78,538 and 38% below the $62,992 median for the 94 Montana cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 14% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Charlo CDP is valued at $162,500, 46.4% below the national figure and 35% below the $250,900 peer median, while median gross rent runs $833 a month, 40.8% below the national figure, or roughly $9,996 across a full year. A household on the local median income would put about 25.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 62.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 344 residents, a handful of survey responses moves every median on this page. Compare Charlo CDP against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Montana.

More Montana coverage.

Frequently asked questions

Common questions about this area.

What is the population of Charlo CDP?: Charlo CDP has 344 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #190 of 497 in Montana.
What is the median household income in Charlo CDP?: Median household income in Charlo CDP is $39,107 a year, 50.2% below the national figure of $78,538.
How much does it cost to rent or buy in Charlo CDP?: Median gross rent is $833 a month and the median home value is $162,500, so rent absorbs about 25.6% of median household income.
Is Charlo CDP affordable compared with the rest of the US?: Homes cost about 4.2× the local median income here versus roughly 3.9× nationally, so Charlo CDP is less affordable to buy in than the typical US market, and rent takes 25.6% of median income against the 30% cost-burden line.
How current is this Charlo CDP data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.