Emerald Beach, MO population, income and ZIP codes

Emerald Beach village is a very small community in Missouri, with 207 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #730 of 1,082 ranked by population — larger than 32% of them. The median age here is 62.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Emerald Beach village earn a median of $44,444 a year, 43.4% below the national figure of $78,538 and 20% below the $55,543 median for the 374 Missouri cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 15.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Emerald Beach village is valued at $186,400, 38.6% below the national figure and 22% above the $152,400 peer median, while median gross rent runs $617 a month, 56.1% below the national figure, or roughly $7,404 across a full year. A household on the local median income would put about 16.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 85.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 62.7 puts Emerald Beach village well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 207 residents, a handful of survey responses moves every median on this page. Compare Emerald Beach village against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.