What is the population of Elgin city?

Elgin city has 1,147 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #342 of 914 in Minnesota.

What is the median household income in Elgin city?

Median household income in Elgin city is $87,000 a year, 10.8% above the national figure of $78,538.

How much does it cost to rent or buy in Elgin city?

Median gross rent is $738 a month and the median home value is $218,200, so rent absorbs about 10.2% of median household income.

Is Elgin city affordable compared with the rest of the US?

Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Elgin city is more affordable to buy in than the typical US market, and rent takes 10.2% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Minnesota · Census place 18530

Elgin, MN population, income and ZIP codes

Quick answer

The population of the city of Elgin, Minnesota (Elgin, MN — Census place “Elgin city”) is 1,147 residents, ranking #342 of 914 places in Minnesota. Median household income is $87,000, the median home is worth $218,200 and median gross rent runs $738 a month. Looking for the Elgin Minnesota ZIP code list? 1 ZIP codes serve Elgin, MN: 55932.

Population: 1,147Elgin city residents
Median household income: $87,000Past 12 months, inflation adjusted
Median home value: $218,200Owner-occupied units
Median gross rent: $738Rent plus utilities, monthly
Median age: 31.8 yrsAll residents
Homeownership rate: 77.8%Owner-occupied households

Elgin ZIP codes (Minnesota)

Census ZCTAs whose delivery area overlaps Elgin.

The Elgin MN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

55932

What the numbers mean in Elgin city

Housing cost measured against local earnings.

A household earning the Elgin city median would spend about 10.2% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 6.5% of residents and 77.8% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Elgin city, MN in context

How this area compares with national benchmarks.

Elgin city is a small town in Minnesota, with 1,147 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #342 of 914 ranked by population — larger than 62% of them. The median age here is 31.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Elgin city earn a median of $87,000 a year, 10.8% above the national figure of $78,538 and 15% above the $75,469 median for the 361 Minnesota cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Elgin city is valued at $218,200, 28.1% below the national figure and 9% below the $240,400 peer median, while median gross rent runs $738 a month, 47.5% below the national figure, or roughly $8,856 across a full year. A household on the local median income would put about 10.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 77.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

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Frequently asked questions

Common questions about this area.

What is the population of Elgin city?: Elgin city has 1,147 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #342 of 914 in Minnesota.
What is the median household income in Elgin city?: Median household income in Elgin city is $87,000 a year, 10.8% above the national figure of $78,538.
How much does it cost to rent or buy in Elgin city?: Median gross rent is $738 a month and the median home value is $218,200, so rent absorbs about 10.2% of median household income.
Is Elgin city affordable compared with the rest of the US?: Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Elgin city is more affordable to buy in than the typical US market, and rent takes 10.2% of median income against the 30% cost-burden line.
How current is this Elgin city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.