Minnesota · Census place 13564
Cottonwood, MN population, income and ZIP codes
Quick answer
The population of the city of Cottonwood, Minnesota (Cottonwood, MN — Census place “Cottonwood city”) is 1,120 residents, ranking #345 of 914 places in Minnesota. Median household income is $90,750, the median home is worth $180,200 and median gross rent runs $914 a month. Looking for the Cottonwood Minnesota ZIP code list? 1 ZIP codes serve Cottonwood, MN: 56229.
- Population
- 1,120Cottonwood city residents
- Median household income
- $90,750Past 12 months, inflation adjusted
- Median home value
- $180,200Owner-occupied units
- Median gross rent
- $914Rent plus utilities, monthly
- Median age
- 37 yrsAll residents
- Homeownership rate
- 78.9%Owner-occupied households
Cottonwood ZIP codes (Minnesota)
Census ZCTAs whose delivery area overlaps Cottonwood.
The Cottonwood MN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Cottonwood city
Housing cost measured against local earnings.
A household earning the Cottonwood city median would spend about 12.1% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.0× the median household income; nationally that ratio sits near 4.5×. Poverty affects 8.1% of residents and 78.9% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Cottonwood city, MN in context
How this area compares with national benchmarks.
Cottonwood city is a small town in Minnesota, with 1,120 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #345 of 914 ranked by population — larger than 62% of them. The median age here is 37 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in Cottonwood city earn a median of $90,750 a year, 15.5% above the national figure of $78,538 and 20% above the $75,469 median for the 361 Minnesota cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 8.1% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Cottonwood city is valued at $180,200, 40.6% below the national figure and 25% below the $240,400 peer median, while median gross rent runs $914 a month, 35% below the national figure, or roughly $10,968 across a full year. A household on the local median income would put about 12.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 78.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in Minnesota.
- Baudette city 1,117
- Fairfax city 1,134
- Lake Shore city 1,117
- Dellwood city 1,145
- Mahnomen city 1,116
- Elgin city 1,147
- Hector city 1,111
- Shafer city 1,151
Keep going
More Minnesota coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Cottonwood city?
- Cottonwood city has 1,120 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #345 of 914 in Minnesota.
- What is the median household income in Cottonwood city?
- Median household income in Cottonwood city is $90,750 a year, 15.5% above the national figure of $78,538.
- How much does it cost to rent or buy in Cottonwood city?
- Median gross rent is $914 a month and the median home value is $180,200, so rent absorbs about 12.1% of median household income.
- Is Cottonwood city affordable compared with the rest of the US?
- Homes cost about 2× the local median income here versus roughly 3.9× nationally, so Cottonwood city is more affordable to buy in than the typical US market, and rent takes 12.1% of median income against the 30% cost-burden line.
- How current is this Cottonwood city data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.