Malden, MA population, income and ZIP codes

Malden city is a small city in Massachusetts, with 65,509 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #16 of 248 ranked by population — larger than 93% of them. The median age here is 35.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Malden city earn a median of $95,298 a year, 21.3% above the national figure of $78,538 and 4% below the $99,537 median for the 222 Massachusetts cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 13.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Malden city is valued at $607,500, 100.2% above the national figure and 22% above the $497,400 peer median, while median gross rent runs $2,066 a month, 46.9% above the national figure, or roughly $24,792 across a full year. A household on the local median income would put about 26% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.4×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 42.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.4× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.