Silver Spring, MD population, income and ZIP codes

Silver Spring CDP is a small city in Maryland, with 82,129 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #5 of 536 ranked by population — larger than 99% of them. The median age here is 35.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Silver Spring CDP earn a median of $98,880 a year, 25.9% above the national figure of $78,538 and 9% below the $109,026 median for the 332 Maryland cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Silver Spring CDP is valued at $619,400, 104.2% above the national figure and 56% above the $397,200 peer median, while median gross rent runs $1,899 a month, 35.1% above the national figure, or roughly $22,788 across a full year. A household on the local median income would put about 23% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 38.2% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 6.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.