Ocean City, MD population, income and ZIP codes

Ocean City town is a mid-size town in Maryland, with 6,887 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #171 of 536 ranked by population — larger than 68% of them. The median age here is 56 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Ocean City town earn a median of $69,675 a year, 11.3% below the national figure of $78,538 and 36% below the $109,026 median for the 332 Maryland cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Ocean City town is valued at $373,700, 23.2% above the national figure and 6% below the $397,200 peer median, while median gross rent runs $1,187 a month, 15.6% below the national figure, or roughly $14,244 across a full year. A household on the local median income would put about 20.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 73.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 56 puts Ocean City town well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.