Frostburg, MD population, income and ZIP codes

Frostburg city is a mid-size town in Maryland, with 7,025 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #170 of 536 ranked by population — larger than 68% of them. The median age here is 25.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Frostburg city earn a median of $51,052 a year, 35% below the national figure of $78,538 and 53% below the $109,026 median for the 332 Maryland cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 27.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Frostburg city is valued at $172,600, 43.1% below the national figure and 57% below the $397,200 peer median, while median gross rent runs $865 a month, 38.5% below the national figure, or roughly $10,380 across a full year. A household on the local median income would put about 20.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 50.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 25.6 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.