Naval Academy, MD population, income and ZIP codes

Naval Academy CDP is a small town in Maryland, with 1,592 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #298 of 536 ranked by population — larger than 44% of them. The median age here is 21.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Naval Academy CDP earn a median of $120,347 a year, 53.2% above the national figure of $78,538 and 10% above the $109,026 median for the 332 Maryland cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Naval Academy CDP is valued at not published, while median gross rent runs $2,715 a month, 93.1% above the national figure, or roughly $32,580 across a full year. A household on the local median income would put about 27.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. 0% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 21.8 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

The Census withheld home value for Naval Academy CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.