Charlotte Hall, MD population, income and ZIP codes

Charlotte Hall CDP is a small town in Maryland, with 1,448 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #302 of 536 ranked by population — larger than 43% of them. The median age here is 37.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Charlotte Hall CDP earn a median of $108,936 a year, 38.7% above the national figure of $78,538 and within a couple of points of the $109,026 median for the 332 Maryland cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Charlotte Hall CDP is valued at $351,800, 16% above the national figure and 11% below the $397,200 peer median, while median gross rent runs $1,836 a month, 30.6% above the national figure, or roughly $22,032 across a full year. A household on the local median income would put about 20.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.