Somerset, KY population, income and ZIP codes

Somerset city is a mid-size town in Kentucky, with 12,108 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #35 of 554 ranked by population — larger than 93% of them. The median age here is 39.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Somerset city earn a median of $32,910 a year, 58.1% below the national figure of $78,538 and 41% below the $55,469 median for the 246 Kentucky cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 28.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Somerset city is valued at $140,900, 53.6% below the national figure and 10% below the $157,200 peer median, while median gross rent runs $830 a month, 41% below the national figure, or roughly $9,960 across a full year. A household on the local median income would put about 30.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 42.9% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.