What is the population of Ludlow city?

Ludlow city has 4,378 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #99 of 554 in Kentucky.

What is the median household income in Ludlow city?

Median household income in Ludlow city is $58,295 a year, 25.8% below the national figure of $78,538.

How much does it cost to rent or buy in Ludlow city?

Median gross rent is $1,115 a month and the median home value is $154,700, so rent absorbs about 23% of median household income.

Is Ludlow city affordable compared with the rest of the US?

Homes cost about 2.7× the local median income here versus roughly 3.9× nationally, so Ludlow city is more affordable to buy in than the typical US market, and rent takes 23% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Kentucky · Census place 48378

Ludlow, KY population, income and ZIP codes

Quick answer

The population of the city of Ludlow, Kentucky (Ludlow, KY — Census place “Ludlow city”) is 4,378 residents, ranking #99 of 554 places in Kentucky. Median household income is $58,295, the median home is worth $154,700 and median gross rent runs $1,115 a month. Looking for the Ludlow Kentucky ZIP code list? 1 ZIP codes serve Ludlow, KY: 41016.

Population: 4,378Ludlow city residents
Median household income: $58,295Past 12 months, inflation adjusted
Median home value: $154,700Owner-occupied units
Median gross rent: $1,115Rent plus utilities, monthly
Median age: 37.7 yrsAll residents
Homeownership rate: 74.7%Owner-occupied households

Ludlow ZIP codes (Kentucky)

Census ZCTAs whose delivery area overlaps Ludlow.

The Ludlow KY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

41016

What the numbers mean in Ludlow city

Housing cost measured against local earnings.

A household earning the Ludlow city median would spend about 23% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.7× the median household income; nationally that ratio sits near 4.5×. Poverty affects 25.8% of residents and 74.7% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Ludlow city, KY in context

How this area compares with national benchmarks.

Ludlow city is a small town in Kentucky, with 4,378 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #99 of 554 ranked by population — larger than 82% of them. The median age here is 37.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Ludlow city earn a median of $58,295 a year, 25.8% below the national figure of $78,538 and 5% above the $55,469 median for the 246 Kentucky cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 25.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Ludlow city is valued at $154,700, 49% below the national figure and within a couple of points of the $157,200 peer median, while median gross rent runs $1,115 a month, 20.7% below the national figure, or roughly $13,380 across a full year. A household on the local median income would put about 23% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

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Frequently asked questions

Common questions about this area.

What is the population of Ludlow city?: Ludlow city has 4,378 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #99 of 554 in Kentucky.
What is the median household income in Ludlow city?: Median household income in Ludlow city is $58,295 a year, 25.8% below the national figure of $78,538.
How much does it cost to rent or buy in Ludlow city?: Median gross rent is $1,115 a month and the median home value is $154,700, so rent absorbs about 23% of median household income.
Is Ludlow city affordable compared with the rest of the US?: Homes cost about 2.7× the local median income here versus roughly 3.9× nationally, so Ludlow city is more affordable to buy in than the typical US market, and rent takes 23% of median income against the 30% cost-burden line.
How current is this Ludlow city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.