Kentucky · Census place 35020
Hartford, KY population, income and ZIP codes
Quick answer
The population of the city of Hartford, Kentucky (Hartford, KY — Census place “Hartford city”) is 2,653 residents, ranking #140 of 554 places in Kentucky. Median household income is $61,313, the median home is worth $103,800 and median gross rent runs $587 a month. Looking for the Hartford Kentucky ZIP code list? 1 ZIP codes serve Hartford, KY: 42347.
- Population
- 2,653Hartford city residents
- Median household income
- $61,313Past 12 months, inflation adjusted
- Median home value
- $103,800Owner-occupied units
- Median gross rent
- $587Rent plus utilities, monthly
- Median age
- 36.9 yrsAll residents
- Homeownership rate
- 61.2%Owner-occupied households
Hartford ZIP codes (Kentucky)
Census ZCTAs whose delivery area overlaps Hartford.
The Hartford KY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Hartford city
Housing cost measured against local earnings.
A household earning the Hartford city median would spend about 11.5% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 1.7× the median household income; nationally that ratio sits near 4.5×. Poverty affects 12.2% of residents and 61.2% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Hartford city, KY in context
How this area compares with national benchmarks.
Hartford city is a small town in Kentucky, with 2,653 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #140 of 554 ranked by population — larger than 74% of them. The median age here is 36.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in Hartford city earn a median of $61,313 a year, 21.9% below the national figure of $78,538 and 11% above the $55,469 median for the 246 Kentucky cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 12.2% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Hartford city is valued at $103,800, 65.8% below the national figure and 34% below the $157,200 peer median, while median gross rent runs $587 a month, 58.3% below the national figure, or roughly $7,044 across a full year. A household on the local median income would put about 11.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.7×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 61.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in Kentucky.
- Cadiz city 2,649
- Tompkinsville city 2,672
- Louisa city 2,645
- Thruston CDP 2,675
- Masonville CDP 2,634
- Pioneer Village city 2,690
- Falmouth city 2,577
- Eminence city 2,710
Keep going
More Kentucky coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Hartford city?
- Hartford city has 2,653 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #140 of 554 in Kentucky.
- What is the median household income in Hartford city?
- Median household income in Hartford city is $61,313 a year, 21.9% below the national figure of $78,538.
- How much does it cost to rent or buy in Hartford city?
- Median gross rent is $587 a month and the median home value is $103,800, so rent absorbs about 11.5% of median household income.
- Is Hartford city affordable compared with the rest of the US?
- Homes cost about 1.7× the local median income here versus roughly 3.9× nationally, so Hartford city is more affordable to buy in than the typical US market, and rent takes 11.5% of median income against the 30% cost-burden line.
- How current is this Hartford city data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.