Grand Rivers, KY population, income and ZIP codes

Grand Rivers city is a very small community in Kentucky, with 469 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #362 of 554 ranked by population — larger than 34% of them. The median age here is 58 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Grand Rivers city earn a median of $80,000 a year, 1.9% above the national figure of $78,538 and 44% above the $55,469 median for the 246 Kentucky cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 13% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Grand Rivers city is valued at $162,500, 46.4% below the national figure and 3% above the $157,200 peer median, while median gross rent runs $795 a month, 43.5% below the national figure, or roughly $9,540 across a full year. A household on the local median income would put about 11.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 71.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 58 puts Grand Rivers city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.