Ferguson, KY population, income and ZIP codes

Ferguson city is a very small community in Kentucky, with 806 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #268 of 554 ranked by population — larger than 51% of them. The median age here is 48.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Ferguson city earn a median of $33,981 a year, 56.7% below the national figure of $78,538 and 39% below the $55,469 median for the 246 Kentucky cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 36.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Ferguson city is valued at $115,000, 62.1% below the national figure and 27% below the $157,200 peer median, while median gross rent runs $678 a month, 51.8% below the national figure, or roughly $8,136 across a full year. A household on the local median income would put about 23.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 68.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 806 residents, a handful of survey responses moves every median on this page. Compare Ferguson city against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.