Skip to content
ZipNumbers
Aerial view of a dense city center, illustrating the US cities ZIP code directory

Kentucky · Census place 24778

Elsmere, KY population, income and ZIP codes

Quick answer

The population of the city of Elsmere, Kentucky (Elsmere, KY — Census place “Elsmere city”) is 9,151 residents, ranking #50 of 554 places in Kentucky. Median household income is $61,427, the median home is worth $157,200 and median gross rent runs $1,303 a month. Looking for the Elsmere Kentucky ZIP code list? 1 ZIP codes serve Elsmere, KY: 41018.

Population
9,151Elsmere city residents
Median household income
$61,427Past 12 months, inflation adjusted
Median home value
$157,200Owner-occupied units
Median gross rent
$1,303Rent plus utilities, monthly
Median age
31.6 yrsAll residents
Homeownership rate
70.3%Owner-occupied households

Elsmere ZIP codes (Kentucky)

Census ZCTAs whose delivery area overlaps Elsmere.

The Elsmere KY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Elsmere city

Housing cost measured against local earnings.

A household earning the Elsmere city median would spend about 25.5% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.6× the median household income; nationally that ratio sits near 4.5×. Poverty affects 14.7% of residents and 70.3% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Elsmere city, KY in context

How this area compares with national benchmarks.

Elsmere city is a mid-size town in Kentucky, with 9,151 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #50 of 554 ranked by population — larger than 91% of them. The median age here is 31.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Elsmere city earn a median of $61,427 a year, 21.8% below the national figure of $78,538 and 11% above the $55,469 median for the 246 Kentucky cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 14.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Elsmere city is valued at $157,200, 48.2% below the national figure and within a couple of points of the $157,200 peer median, while median gross rent runs $1,303 a month, 7.3% below the national figure, or roughly $15,636 across a full year. A household on the local median income would put about 25.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 70.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Kentucky.

More Kentucky coverage.

Frequently asked questions

Common questions about this area.

What is the population of Elsmere city?
Elsmere city has 9,151 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #50 of 554 in Kentucky.
What is the median household income in Elsmere city?
Median household income in Elsmere city is $61,427 a year, 21.8% below the national figure of $78,538.
How much does it cost to rent or buy in Elsmere city?
Median gross rent is $1,303 a month and the median home value is $157,200, so rent absorbs about 25.5% of median household income.
Is Elsmere city affordable compared with the rest of the US?
Homes cost about 2.6× the local median income here versus roughly 3.9× nationally, so Elsmere city is more affordable to buy in than the typical US market, and rent takes 25.5% of median income against the 30% cost-burden line.
How current is this Elsmere city data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.