What is the population of Central City city?

Central City city has 5,736 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #80 of 554 in Kentucky.

What is the median household income in Central City city?

Median household income in Central City city is $49,025 a year, 37.6% below the national figure of $78,538.

How much does it cost to rent or buy in Central City city?

Median gross rent is $755 a month and the median home value is $140,700, so rent absorbs about 18.5% of median household income.

Is Central City city affordable compared with the rest of the US?

Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Central City city is more affordable to buy in than the typical US market, and rent takes 18.5% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Kentucky · Census place 13978

Central City, KY population, income and ZIP codes

Quick answer

The population of the city of Central City, Kentucky (Central City, KY — Census place “Central City city”) is 5,736 residents, ranking #80 of 554 places in Kentucky. Median household income is $49,025, the median home is worth $140,700 and median gross rent runs $755 a month. Looking for the Central City Kentucky ZIP code list? 1 ZIP codes serve Central City, KY: 42330.

Population: 5,736Central City city residents
Median household income: $49,025Past 12 months, inflation adjusted
Median home value: $140,700Owner-occupied units
Median gross rent: $755Rent plus utilities, monthly
Median age: 36 yrsAll residents
Homeownership rate: 66.1%Owner-occupied households

Central City ZIP codes (Kentucky)

Census ZCTAs whose delivery area overlaps Central City.

The Central City KY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

42330

What the numbers mean in Central City city

Housing cost measured against local earnings.

A household earning the Central City city median would spend about 18.5% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 24.7% of residents and 66.1% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Central City city, KY in context

How this area compares with national benchmarks.

Central City city is a mid-size town in Kentucky, with 5,736 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #80 of 554 ranked by population — larger than 85% of them. The median age here is 36 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Central City city earn a median of $49,025 a year, 37.6% below the national figure of $78,538 and 12% below the $55,469 median for the 246 Kentucky cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 24.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Central City city is valued at $140,700, 53.6% below the national figure and 10% below the $157,200 peer median, while median gross rent runs $755 a month, 46.3% below the national figure, or roughly $9,060 across a full year. A household on the local median income would put about 18.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

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Frequently asked questions

Common questions about this area.

What is the population of Central City city?: Central City city has 5,736 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #80 of 554 in Kentucky.
What is the median household income in Central City city?: Median household income in Central City city is $49,025 a year, 37.6% below the national figure of $78,538.
How much does it cost to rent or buy in Central City city?: Median gross rent is $755 a month and the median home value is $140,700, so rent absorbs about 18.5% of median household income.
Is Central City city affordable compared with the rest of the US?: Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Central City city is more affordable to buy in than the typical US market, and rent takes 18.5% of median income against the 30% cost-burden line.
How current is this Central City city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.