Calvert City, KY population, income and ZIP codes

Calvert City city is a small town in Kentucky, with 2,522 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #146 of 554 ranked by population — larger than 73% of them. The median age here is 40.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Calvert City city earn a median of $42,566 a year, 45.8% below the national figure of $78,538 and 23% below the $55,469 median for the 246 Kentucky cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 16.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Calvert City city is valued at $157,400, 48.1% below the national figure and within a couple of points of the $157,200 peer median, while median gross rent runs $820 a month, 41.7% below the national figure, or roughly $9,840 across a full year. A household on the local median income would put about 23.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 53.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.