Zearing, IA population, income and ZIP codes

Zearing city is a very small community in Iowa, with 584 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #436 of 1,026 ranked by population — larger than 57% of them. The median age here is 34.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Zearing city earn a median of $67,031 a year, 14.7% below the national figure of $78,538 and within a couple of points of the $67,791 median for the 290 Iowa cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 22.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Zearing city is valued at $138,600, 54.3% below the national figure and 11% below the $156,300 peer median, while median gross rent runs $1,125 a month, 20% below the national figure, or roughly $13,500 across a full year. A household on the local median income would put about 20.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 79% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 584 residents, a handful of survey responses moves every median on this page. Compare Zearing city against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.