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Iowa · Census place 53490

Montezuma, IA population, income and ZIP codes

Quick answer

The population of the city of Montezuma, Iowa (Montezuma, IA — Census place “Montezuma city”) is 1,257 residents, ranking #242 of 1026 places in Iowa. Median household income is $63,375, the median home is worth $157,800 and median gross rent runs $843 a month. Looking for the Montezuma Iowa ZIP code list? 1 ZIP codes serve Montezuma, IA: 50171.

Population
1,257Montezuma city residents
Median household income
$63,375Past 12 months, inflation adjusted
Median home value
$157,800Owner-occupied units
Median gross rent
$843Rent plus utilities, monthly
Median age
45.1 yrsAll residents
Homeownership rate
54.1%Owner-occupied households

Montezuma ZIP codes (Iowa)

Census ZCTAs whose delivery area overlaps Montezuma.

The Montezuma IA ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Montezuma city

Housing cost measured against local earnings.

A household earning the Montezuma city median would spend about 16% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 17.6% of residents and 54.1% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Montezuma city, IA in context

How this area compares with national benchmarks.

Montezuma city is a small town in Iowa, with 1,257 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #242 of 1,026 ranked by population — larger than 76% of them. The median age here is 45.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Montezuma city earn a median of $63,375 a year, 19.3% below the national figure of $78,538 and 7% below the $67,791 median for the 290 Iowa cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 17.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Montezuma city is valued at $157,800, 48% below the national figure and within a couple of points of the $156,300 peer median, while median gross rent runs $843 a month, 40% below the national figure, or roughly $10,116 across a full year. A household on the local median income would put about 16% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 54.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Iowa.

More Iowa coverage.

Frequently asked questions

Common questions about this area.

What is the population of Montezuma city?
Montezuma city has 1,257 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #242 of 1,026 in Iowa.
What is the median household income in Montezuma city?
Median household income in Montezuma city is $63,375 a year, 19.3% below the national figure of $78,538.
How much does it cost to rent or buy in Montezuma city?
Median gross rent is $843 a month and the median home value is $157,800, so rent absorbs about 16% of median household income.
Is Montezuma city affordable compared with the rest of the US?
Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Montezuma city is more affordable to buy in than the typical US market, and rent takes 16% of median income against the 30% cost-burden line.
How current is this Montezuma city data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.