Havelock, IA population, income and ZIP codes

Havelock city is a very small community in Iowa, with 175 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #728 of 1,026 ranked by population — larger than 29% of them. The median age here is 35.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Havelock city earn a median of $61,875 a year, 21.2% below the national figure of $78,538 and 9% below the $67,791 median for the 290 Iowa cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 25.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Havelock city is valued at $23,800, 92.2% below the national figure and 85% below the $156,300 peer median, while median gross rent runs $563 a month, 60% below the national figure, or roughly $6,756 across a full year. A household on the local median income would put about 10.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 0.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 68.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 175 residents, a handful of survey responses moves every median on this page. Compare Havelock city against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.