Bayard, IA population, income and ZIP codes

Bayard city is a very small community in Iowa, with 399 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #527 of 1,026 ranked by population — larger than 48% of them. The median age here is 39.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Bayard city earn a median of $43,750 a year, 44.3% below the national figure of $78,538 and 35% below the $67,791 median for the 290 Iowa cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 31.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Bayard city is valued at $57,700, 81% below the national figure and 63% below the $156,300 peer median, while median gross rent runs $917 a month, 34.8% below the national figure, or roughly $11,004 across a full year. A household on the local median income would put about 25.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 78.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 399 residents, a handful of survey responses moves every median on this page. Compare Bayard city against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.