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Indiana · Census place 78326

Valparaiso, IN population, income and ZIP codes

Quick answer

The population of the city of Valparaiso, Indiana (Valparaiso, IN — Census place “Valparaiso city”) is 34,377 residents, ranking #29 of 976 places in Indiana. Median household income is $67,664, the median home is worth $250,500 and median gross rent runs $1,142 a month. Looking for the Valparaiso Indiana ZIP code list? 2 ZIP codes serve Valparaiso, IN: 46383, 46385.

Population
34,377Valparaiso city residents
Median household income
$67,664Past 12 months, inflation adjusted
Median home value
$250,500Owner-occupied units
Median gross rent
$1,142Rent plus utilities, monthly
Median age
37 yrsAll residents
Homeownership rate
58.6%Owner-occupied households

Valparaiso ZIP codes (Indiana)

Census ZCTAs whose delivery area overlaps Valparaiso.

The Valparaiso IN ZIP code list below covers 2 ZIP codes. Open any one for its population, income, housing and rent profile.

What the numbers mean in Valparaiso city

Housing cost measured against local earnings.

A household earning the Valparaiso city median would spend about 20.3% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.7× the median household income; nationally that ratio sits near 4.5×. Poverty affects 14% of residents and 58.6% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Valparaiso city, IN in context

How this area compares with national benchmarks.

Valparaiso city is a small city in Indiana, with 34,377 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #29 of 976 ranked by population — larger than 97% of them. The median age here is 37 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Valparaiso city earn a median of $67,664 a year, 13.8% below the national figure of $78,538 and 10% above the $61,527 median for the 355 Indiana cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 14% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Valparaiso city is valued at $250,500, 17.4% below the national figure and 72% above the $145,600 peer median, while median gross rent runs $1,142 a month, 18.8% below the national figure, or roughly $13,704 across a full year. A household on the local median income would put about 20.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 58.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Indiana.

More Indiana coverage.

Frequently asked questions

Common questions about this area.

What is the population of Valparaiso city?
Valparaiso city has 34,377 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #29 of 976 in Indiana.
What is the median household income in Valparaiso city?
Median household income in Valparaiso city is $67,664 a year, 13.8% below the national figure of $78,538.
How much does it cost to rent or buy in Valparaiso city?
Median gross rent is $1,142 a month and the median home value is $250,500, so rent absorbs about 20.3% of median household income.
Is Valparaiso city affordable compared with the rest of the US?
Homes cost about 3.7× the local median income here versus roughly 3.9× nationally, so Valparaiso city is more affordable to buy in than the typical US market, and rent takes 20.3% of median income against the 30% cost-burden line.
How current is this Valparaiso city data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.