Otter Lake, IN population, income and housing data

Otter Lake CDP is a very small community in Indiana, with 297 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #622 of 976 ranked by population — larger than 36% of them. The median age here is 48.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Otter Lake CDP earn a median of $153,162 a year, 95% above the national figure of $78,538 and 149% above the $61,527 median for the 355 Indiana cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 2.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Otter Lake CDP is valued at $242,200, 20.2% below the national figure and 66% above the $145,600 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 297 residents, a handful of survey responses moves every median on this page. Compare Otter Lake CDP against its county rather than against national figures.

The Census withheld gross rent for Otter Lake CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.