Montezuma, IN population, income and ZIP codes

Montezuma town is a very small community in Indiana, with 900 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #379 of 976 ranked by population — larger than 61% of them. The median age here is 38.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Montezuma town earn a median of $43,750 a year, 44.3% below the national figure of $78,538 and 29% below the $61,527 median for the 355 Indiana cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 15.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Montezuma town is valued at $65,300, 78.5% below the national figure and 55% below the $145,600 peer median, while median gross rent runs $925 a month, 34.2% below the national figure, or roughly $11,100 across a full year. A household on the local median income would put about 25.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 72% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 900 residents, a handful of survey responses moves every median on this page. Compare Montezuma town against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.