Holton, IN population, income and ZIP codes

Holton town is a very small community in Indiana, with 640 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #457 of 976 ranked by population — larger than 53% of them. The median age here is 35.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Holton town earn a median of $61,250 a year, 22% below the national figure of $78,538 and within a couple of points of the $61,527 median for the 355 Indiana cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 24.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Holton town is valued at $88,600, 70.8% below the national figure and 39% below the $145,600 peer median, while median gross rent runs $1,063 a month, 24.4% below the national figure, or roughly $12,756 across a full year. A household on the local median income would put about 20.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 53% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 640 residents, a handful of survey responses moves every median on this page. Compare Holton town against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.