Hardinsburg, IN population, income and ZIP codes

Hardinsburg CDP is a very small community in Indiana, with 188 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #731 of 976 ranked by population — larger than 25% of them. The median age here is 34.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Hardinsburg CDP earn a median of $35,250 a year, 55.1% below the national figure of $78,538 and 43% below the $61,527 median for the 355 Indiana cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 33% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Hardinsburg CDP is valued at $111,000, 63.4% below the national figure and 24% below the $145,600 peer median, while median gross rent runs $800 a month, 43.1% below the national figure, or roughly $9,600 across a full year. A household on the local median income would put about 27.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 188 residents, a handful of survey responses moves every median on this page. Compare Hardinsburg CDP against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.