What is the population of Garrett city?

Garrett city has 6,540 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #109 of 976 in Indiana.

What is the median household income in Garrett city?

Median household income in Garrett city is $65,611 a year, 16.5% below the national figure of $78,538.

How much does it cost to rent or buy in Garrett city?

Median gross rent is $836 a month and the median home value is $142,800, so rent absorbs about 15.3% of median household income.

Is Garrett city affordable compared with the rest of the US?

Homes cost about 2.2× the local median income here versus roughly 3.9× nationally, so Garrett city is more affordable to buy in than the typical US market, and rent takes 15.3% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Indiana · Census place 26386

Garrett, IN population, income and ZIP codes

Quick answer

The population of the city of Garrett, Indiana (Garrett, IN — Census place “Garrett city”) is 6,540 residents, ranking #109 of 976 places in Indiana. Median household income is $65,611, the median home is worth $142,800 and median gross rent runs $836 a month. Looking for the Garrett Indiana ZIP code list? 1 ZIP codes serve Garrett, IN: 46738.

Population: 6,540Garrett city residents
Median household income: $65,611Past 12 months, inflation adjusted
Median home value: $142,800Owner-occupied units
Median gross rent: $836Rent plus utilities, monthly
Median age: 38.2 yrsAll residents
Homeownership rate: 82.7%Owner-occupied households

Garrett ZIP codes (Indiana)

Census ZCTAs whose delivery area overlaps Garrett.

The Garrett IN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

46738

What the numbers mean in Garrett city

Housing cost measured against local earnings.

A household earning the Garrett city median would spend about 15.3% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.2× the median household income; nationally that ratio sits near 4.5×. Poverty affects 12.1% of residents and 82.7% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Garrett city, IN in context

How this area compares with national benchmarks.

Garrett city is a mid-size town in Indiana, with 6,540 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #109 of 976 ranked by population — larger than 88% of them. The median age here is 38.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Garrett city earn a median of $65,611 a year, 16.5% below the national figure of $78,538 and 7% above the $61,527 median for the 355 Indiana cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Garrett city is valued at $142,800, 52.9% below the national figure and within a couple of points of the $145,600 peer median, while median gross rent runs $836 a month, 40.5% below the national figure, or roughly $10,032 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 82.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Indiana.

More Indiana coverage.

Frequently asked questions

Common questions about this area.

What is the population of Garrett city?: Garrett city has 6,540 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #109 of 976 in Indiana.
What is the median household income in Garrett city?: Median household income in Garrett city is $65,611 a year, 16.5% below the national figure of $78,538.
How much does it cost to rent or buy in Garrett city?: Median gross rent is $836 a month and the median home value is $142,800, so rent absorbs about 15.3% of median household income.
Is Garrett city affordable compared with the rest of the US?: Homes cost about 2.2× the local median income here versus roughly 3.9× nationally, so Garrett city is more affordable to buy in than the typical US market, and rent takes 15.3% of median income against the 30% cost-burden line.
How current is this Garrett city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.