Cloverdale, IN population, income and ZIP codes

Cloverdale town is a small town in Indiana, with 2,219 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #211 of 976 ranked by population — larger than 78% of them. The median age here is 51.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cloverdale town earn a median of $47,016 a year, 40.1% below the national figure of $78,538 and 24% below the $61,527 median for the 355 Indiana cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Cloverdale town is valued at $117,300, 61.3% below the national figure and 19% below the $145,600 peer median, while median gross rent runs $699 a month, 50.3% below the national figure, or roughly $8,388 across a full year. A household on the local median income would put about 17.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 62.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 51.2 puts Cloverdale town well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.