Indiana · Census place 06220
Bluffton, IN population, income and ZIP codes
Quick answer
The population of the city of Bluffton, Indiana (Bluffton, IN — Census place “Bluffton city”) is 10,539 residents, ranking #80 of 976 places in Indiana. Median household income is $57,929, the median home is worth $136,800 and median gross rent runs $816 a month. Looking for the Bluffton Indiana ZIP code list? 1 ZIP codes serve Bluffton, IN: 46714.
- Population
- 10,539Bluffton city residents
- Median household income
- $57,929Past 12 months, inflation adjusted
- Median home value
- $136,800Owner-occupied units
- Median gross rent
- $816Rent plus utilities, monthly
- Median age
- 38.9 yrsAll residents
- Homeownership rate
- 63.7%Owner-occupied households
Bluffton ZIP codes (Indiana)
Census ZCTAs whose delivery area overlaps Bluffton.
The Bluffton IN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Bluffton city
Housing cost measured against local earnings.
A household earning the Bluffton city median would spend about 16.9% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.4× the median household income; nationally that ratio sits near 4.5×. Poverty affects 9.9% of residents and 63.7% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Bluffton city, IN in context
How this area compares with national benchmarks.
Bluffton city is a mid-size town in Indiana, with 10,539 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #80 of 976 ranked by population — larger than 91% of them. The median age here is 38.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in Bluffton city earn a median of $57,929 a year, 26.2% below the national figure of $78,538 and 6% below the $61,527 median for the 355 Indiana cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.9% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Bluffton city is valued at $136,800, 54.9% below the national figure and 6% below the $145,600 peer median, while median gross rent runs $816 a month, 42% below the national figure, or roughly $9,792 across a full year. A household on the local median income would put about 16.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 63.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in Indiana.
- Plymouth city 10,506
- Peru city 10,835
- Wabash city 10,378
- Lowell town 10,911
- Sellersburg town 10,215
- Huntertown town 10,984
- Bargersville town 10,163
- Danville town 11,049
Keep going
More Indiana coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Bluffton city?
- Bluffton city has 10,539 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #80 of 976 in Indiana.
- What is the median household income in Bluffton city?
- Median household income in Bluffton city is $57,929 a year, 26.2% below the national figure of $78,538.
- How much does it cost to rent or buy in Bluffton city?
- Median gross rent is $816 a month and the median home value is $136,800, so rent absorbs about 16.9% of median household income.
- Is Bluffton city affordable compared with the rest of the US?
- Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Bluffton city is more affordable to buy in than the typical US market, and rent takes 16.9% of median income against the 30% cost-burden line.
- How current is this Bluffton city data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.