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Indiana · Census place 04114

Bedford, IN population, income and ZIP codes

Quick answer

The population of the city of Bedford, Indiana (Bedford, IN — Census place “Bedford city”) is 13,824 residents, ranking #65 of 976 places in Indiana. Median household income is $50,253, the median home is worth $136,900 and median gross rent runs $819 a month. Looking for the Bedford Indiana ZIP code list? 1 ZIP codes serve Bedford, IN: 47421.

Population
13,824Bedford city residents
Median household income
$50,253Past 12 months, inflation adjusted
Median home value
$136,900Owner-occupied units
Median gross rent
$819Rent plus utilities, monthly
Median age
41.6 yrsAll residents
Homeownership rate
66%Owner-occupied households

Bedford ZIP codes (Indiana)

Census ZCTAs whose delivery area overlaps Bedford.

The Bedford IN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Bedford city

Housing cost measured against local earnings.

A household earning the Bedford city median would spend about 19.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.7× the median household income; nationally that ratio sits near 4.5×. Poverty affects 15.4% of residents and 66% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Bedford city, IN in context

How this area compares with national benchmarks.

Bedford city is a mid-size town in Indiana, with 13,824 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #65 of 976 ranked by population — larger than 93% of them. The median age here is 41.6 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Bedford city earn a median of $50,253 a year, 36% below the national figure of $78,538 and 18% below the $61,527 median for the 355 Indiana cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 15.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Bedford city is valued at $136,900, 54.9% below the national figure and 6% below the $145,600 peer median, while median gross rent runs $819 a month, 41.7% below the national figure, or roughly $9,828 across a full year. A household on the local median income would put about 19.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Indiana.

More Indiana coverage.

Frequently asked questions

Common questions about this area.

What is the population of Bedford city?
Bedford city has 13,824 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #65 of 976 in Indiana.
What is the median household income in Bedford city?
Median household income in Bedford city is $50,253 a year, 36% below the national figure of $78,538.
How much does it cost to rent or buy in Bedford city?
Median gross rent is $819 a month and the median home value is $136,900, so rent absorbs about 19.6% of median household income.
Is Bedford city affordable compared with the rest of the US?
Homes cost about 2.7× the local median income here versus roughly 3.9× nationally, so Bedford city is more affordable to buy in than the typical US market, and rent takes 19.6% of median income against the 30% cost-burden line.
How current is this Bedford city data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.